First, the Agricultural Bank of China automobile loan insurance application conditions:
1. The borrower must be at least 18 years old, have full capacity for civil conduct and have a fixed residence in China.
2 have a stable job and income, and have the ability to repay the loan principal and interest on schedule.
3. Open a savings account in a loan bank.
4. Provide bank-approved guarantee.
5. Provide an application for car purchase invoice within 3 months after buying a car.
6. Other conditions stipulated by the bank.
Two. Materials to be submitted for applying for car loan insurance:
1, the original ID card, residence booklet or other valid proof of residence, and provide its copy;
2, occupation and economic income certificate, personal account for nearly 6 months running list;
3 car purchase agreement, contract or letter of intent signed with the dealer;
4. Other documents required by the Cooperation Organization.
Third, the handling process is as follows:
1. The applicant for new car purchase applies to the local branch of Agricultural Bank of China and submits relevant materials.
2. If approved, the bank will contact the applicant to sign a loan contract.
3. Business outlets issue loans according to the prescribed procedures and transfer the loan amount to the borrower's account.
4. The borrower repays the loan on schedule as agreed.
5. When the loan expires and the principal and interest of the loan are paid off, the bank and the borrower shall go through the cancellation procedures.