Two, engaged in forestry production and operation or engaged in production and operation activities related to the development of forestry economy.
Three, the financial system is relatively standardized, and the relevant financial indicators meet the requirements.
Four, the business activities are normal and have certain economic benefits.
Five, investment and forestry related projects, and have their own funds.
Six, have the willingness and ability to repay the principal and interest on time.
Seven, good credit, law-abiding, no bad credit and debt records.
8. Other conditions required by financial institutions.
Extended data:
Implementation Opinions of China Banking Regulatory Commission and State Forestry Administration on Forest Right Mortgage Loan (Yin Jian Fa [2065438+03] No.32);
1. Banking financial institutions should require borrowers to submit the original forest right certificate when applying for forest right mortgage loans. Banking financial institutions shall not accept forests, trees and woodlands that have not been registered according to law, or whose ownership is unclear or controversial as mortgaged property, nor shall they accept other properties that are not mortgaged according to state regulations as mortgaged property.
Second, banking financial institutions shall not accept forest rights that cannot be disposed of and realized as mortgaged property, including the ownership and use rights of water conservation forests, soil and water conservation forests, windbreak and sand fixation forests, farmland and pasture protection forests, bank protection forests, road protection forests and corresponding forest land use rights.
And the ownership, use right and corresponding forest land use right of national defense forest, experimental forest, mother forest, environmental protection forest, scenic forest, trees in historical sites and revolutionary memorial sites, forests in nature reserves and other special-purpose forests.
Three, to the rural collective economic organizations unified management of forest rights mortgage, banking financial institutions should require the mortgagor to provide a resolution approved by more than two thirds of the members of the collective economic organizations or more than two thirds of the villagers' representatives in accordance with the law, and the written proof of the consent of the township (town) people's government where the forest rights are located.
Where a forestry professional cooperative handles the mortgage of forest rights, the banking financial institution shall require the mortgagor to provide the resolution passed by the Council; Where a limited liability company or a joint stock limited company applies for forest right mortgage, the banking financial institution shall require the mortgagor to provide the resolutions adopted by the shareholders' meeting, shareholders' meeting or board of directors.
Four, with XXX forest mortgage, banking financial institutions should require the mortgagor to provide other XXX written consent; Where the forest right obtained from contracted operation is mortgaged, the banking financial institution shall require the mortgagor to provide the contract.
If the forest right obtained by contracting or transferring by other means is mortgaged, the banking financial institution shall require the mortgagor to provide the contract or transfer contract and the certificate that the employer agrees to mortgage.
Baidu encyclopedia-forest right mortgage loan
Implementation Opinions of China Banking Regulatory Commission-China Banking Regulatory Commission and State Forestry Administration on Forest Right Mortgage Loan No.32 [20 13].