2. Financial-related licenses, just like why banks can lend money, need the license of the China Banking Regulatory Commission, and so does the Internet financial platform.
There is another unwritten rule. Generally, the registered capital of Internet financial platforms is above100000. This general enterprise has more registered capital. It may also be that the financial industry is realizing too fast, and there will be risks if there is not enough funds.
4. Risk control system. This is very important. The financial industry is a very fast-moving industry, and risk control is particularly important. At present, the mainstream is the third-party depository system, that is, the third party (usually the bank) supervises the flow of funds and project approval.