1 Require the applicant to pay the provident fund in full and normally in the local area. Under normal circumstances, it is required to deposit the provident fund 12 months continuously, and the provident fund loan is in a normal deposit state when the applicant turns to the public;
(2) The original housing commercial loan has been repaid for more than one year, and the commercial loan is less than one year, so it cannot be transferred to the public;
The purchased property has obtained the property title certificate, after all, the loan is mortgaged by the property title certificate.