Yes, bank wealth management is not a capital preservation product, and it is possible to lose the principal, which needs to be borne by investors themselves. Bank time deposits are guaranteed. At present, there are five risk levels in financial management, from small to large, and the risk is R 1-R5. The greater the risk level, the greater the probability of losing the principal.
Investors with low risk tolerance can choose financial products with risk level R2 or below, while investors with high risk tolerance can choose financial products with risk level R3 or above.