Question 2: Do you like loans? Lenders who are unable to obtain credit information can consult lenders or inquire whether the institution is a formal institution. General formal institutions need credit information.
Question 3: What will happen if you don't lend for three months? The answer upstairs is that the trouble is not too big.
Financial company. As long as it is overdue, there will be a late fee. Moreover, the late payment fee bears interest, and the longer it is delayed. The more.
And ... this kind of bank card repayment finance company is different from credit card. So I want to use a bank card loan. But you want interest on your credit card. Then I must tell you. You can't have it both ways.
Finally. If this kind of financial company is overdue for too long. First, they reminded me. Give it to the dunning company if you don't return it. Finally, if you think something is fatal. That sense of honor is brilliant. Then only the court will see you. At that time, I either stayed at the police station for a few days or met directly in prison.
The landlord had better return it, otherwise he will really eat in prison and won't joke with you.
Sure, if you don't mind. Then it doesn't matter,
Question 4: A friend of mine bought an installment mobile phone on that favorite loan, and he still has a little money to pay back. This favorite loan cannot be used for bank credit. What will happen now? Open the profit model
Question 5: I once mortgaged my mobile phone and repaid it in advance on time. Will it appear on the personal credit report? Small loans are not recorded in the credit report, and only bank loans have credit records.
Question 6: In April, 2065438+05, I borrowed a mobile phone from my favorite, which was one month overdue. Will I go to jail for credit reporting? If you can't get a loan in the future, you won't go to jail, but there may be a credit report that will affect future loans.
Generally, the number of overdue loans is more than 3 times. If it is more than three times, it will be difficult to approve the loan.
Pay attention to the repayment on time in the future, and you will be fine.
Question 7: Do you want to get the credit report right away? Do you want to get credit reports of all loans?
Question 8: Illegal borrowing is illegal, and the borrower can only repay the principal and interest within the scope prescribed by law. In addition, due to the violent crime of usury, when there are many ways to collect debts, it is not recommended that the parties consider this way of borrowing.
Private lending is a civil act, which is bound and protected by civil law and contract law.
However, according to Article 211 of the Contract Law: "If the loan contract between natural persons stipulates to pay interest, the loan interest rate shall not violate the relevant provisions of the state on limiting the loan interest rate".
According to the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, if the annual interest rate agreed by both parties does not exceed 24%, the lender has the right to require the borrower to pay interest at the agreed interest rate. However, if the interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, the interest exceeding the annual interest rate of 36% shall be deemed invalid.
Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases
Article 26 If the interest rate agreed between the borrower and the lender does not exceed the annual interest rate of 24%, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.
The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.
Question 9: How to calculate the late payment fee for the favorite loan installment? They should have this service in official website. According to your different period and loan amount, the late payment fee will be different. But I suggest that you pay back on time, otherwise it will be difficult to get credit information. Hope to adopt.
Question 10: How can your favorite loan tell you clearly? As long as it is not for the purpose of fraud, you will not go to jail if you owe money, and at most you will be sued for auctioning all your mortgaged properties. If you have no ability and money, there is no way. The court has not pleaded guilty.