1. Collect evidence: collect relevant evidence of overdue online loan address book, including screenshots, audio recordings, call records, etc.
2. Find the reporting channel of relevant platforms: log on to the online lending platform or loan platform and find the reporting channel on its official website or APP. Usually, the platform will provide a report phone number, email address and online report form.
3. Provide detailed information: When reporting, you need to provide as detailed information as possible, including the name of the platform involved, the description of the specific incident, the name or account number of the person involved, etc.
4. Protect personal privacy: Be careful not to disclose your personal sensitive information, such as bank card number and ID number, during the reporting process.
5. Report to relevant departments: If the problem is not solved after reporting through the platform, you can report to relevant regulatory authorities, such as China Internet Finance Association and Credit Information Center of China People's Bank.
Summary:
If the online loan explodes the address book within the time limit, it can be reported by collecting evidence, using platform reporting channels and providing detailed information. If the problem cannot be solved, you can ask the relevant departments for help. Please protect your privacy during the reporting process and avoid revealing sensitive information.
Extended data:
It is illegal for online loans to explode the address book, which involves personal privacy disclosure and harassment. Relevant departments have been stepping up efforts to crack down on this behavior, calling on users to actively report and safeguard financial order and personal rights and interests. Although China's financial regulatory authorities have issued a series of policies to regulate the online loan industry, we should still pay attention to risks and protect the security of personal information.