Usually, the conditions for applying for a small win card loan include:
(a) The age of the loan applicant needs to be between 22 and 55.
(2) When applying for a loan, the borrower must have at least one credit card in his name.
(3) Provide the materials needed for loan review to Xiaoying Card Loan. The audit materials at least include the borrower's ID card, credit card and credit report.
After the loan application is successful, you should repay it on time to avoid overdue repayment. If there is overdue repayment, the following results will appear:
(1) generates high penalty interest. As long as there is overdue repayment, the lending institution will charge the borrower a high penalty interest. That is, increase a certain percentage of interest on the basis of the original interest. Most domestic lending institutions calculate the penalty interest according to the full loan amount.
(2) Affect the credit report. Overdue behavior will be recorded in the borrower's personal credit report, which will affect the borrower's application for loans and credit cards in his later years. It will also affect travel by plane, train, etc.
(3) may face litigation problems. For borrowers who fail to repay the loan for a long time and the collection is invalid, the lending institution will choose to sue the borrower and protect their legitimate rights and interests through law.