1. Lucky Treasure is an open financial information service platform. It is operated independently by Shanghai Zhaocaibao Financial Information Service Co., Ltd. and invested by Ali Xiaoweijinfu Group (to be established). Established on April 3, 20 14. At present, we have reached cooperative relations with Taobao, Alipay and Tian Hong Fund Company.
2. Financial guarantee institutions for lucky treasure products
The guarantee companies of the first type of personal loan products are "SME loans" guaranteed by China Investment and Financing Guarantee Co., Ltd. and China Insurance, which will provide users with 100% full principal and interest guarantee.
The second type of insurance products are backed by insurance companies, and their financial risks are relatively small. At the same time, there are several property insurance companies as guarantee cooperation institutions for Zhaocaibao, providing guarantee services for its insurance products.