Is Cofas an overseas credit reporting agency?

Yes, Cofas was established in 1946. It is a French state-owned institution specializing in export credit insurance, so Cofas is an overseas credit agency. Credit reporting agency refers to a legally established third party independent of both parties to credit transactions, mainly engaged in credit reporting business. Engaged in the collection, collation, processing and analysis of credit information of enterprises and individuals, issued credit reports, and provided diversified credit services to help customers judge and control credit risks.