1. The main investor of a commercial factoring enterprise shall be an enterprise legal person or other social and economic organization, and its total assets shall not be less than 50 million yuan in the first 0 years of application;
2. Investors of commercial factoring enterprises should have the corresponding asset scale and financial strength to carry out factoring business, have a sound corporate governance structure and a sound risk internal control system, and have no record of violations in the past three years;
3. When applying for establishment, the commercial factoring enterprise should have two or more senior managers with more than three years of management experience in the financial field and no bad credit record;
4. Commercial factoring enterprises shall be established in the form of limited liability companies. The registered capital is all monetary capital, and the source is true and legal;
5. Commercial factoring enterprises shall not operate in mixed operation in principle. The operating period is generally not more than 30 years.