The Shanda Small Loan in Alipay is Shanghai Shanda Small Loan Co., Ltd., a holding subsidiary of Shanda Group. It was established in August 20 15 with paid-in registered capital of 250 million yuan. It is the first small loan company approved by the Shanghai Municipal Government and the Shanghai Financial Office to carry out Internet small loan business. It is a loan company engaged in Internet finance based on big data risk control system.