The proportion of premium is low, firstly, because people's awareness of home insurance is low; secondly, the insurance coverage of a floor is only 20,000-30,000 at most, so the premium can't be much higher; thirdly, even if the insurance company pushes home property insurance, it will add an accident insurance (like a family treasure paid by installments before Ping 'an), because accident insurance is the kind of insurance that really makes money.