Assuming that one day the company faces bankruptcy, will our policyholders fall? ...

Xinhua Life Insurance Company is a powerful insurance company, and it is unlikely to go bankrupt. Even if Xinhua Life Insurance Company goes bankrupt due to poor management, you don't have to worry. Our insurance policy will not be invalid because of the bankruptcy of the insurance company, and our insurance policy will be transferred to other companies willing to accept mergers and acquisitions. If no insurance company takes over, the state will also designate an insurance company to take over. In other words, if this extreme situation really happens, our protection will still be protected, so don't worry too much. If you are still worried, you can look at the expert's answer: the insurance company is bankrupt. What about the insurance you bought?

Then in the next time, senior will also introduce Xinhua Life Insurance to you from the following two aspects:

First, the strength background

Xinhua Life Insurance Company was established in September 1996, and it is a state-owned listed life insurance company, a company directly affiliated to China Investment Corporation, Fortune magazine and one of Forbes Fortune 500 companies. The main shareholders of the company are central huijin Investment Co., Ltd. and China Baowu Iron and Steel Group Co., Ltd.. The company takes old-age health as the core to meet the diversified and differentiated needs of different customers, regions and channels. If you want to know more about Xinhua Life Insurance, this article should not be missed: What about Xinhua Life Insurance? The secrets of the company and products are all in this article!

Second, solvency.

Solvency is an important assessment standard to measure whether an insurance company has the ability to claim compensation. The solvency report in the third quarter of 2022 shows that the core solvency adequacy ratio of Xinhua Life Insurance is 14 1.68%, the comprehensive solvency adequacy ratio is 240.74%, and the comprehensive risk rating in the second quarter of 2022 is AA. As you can see, all the indicators of Xinhua Life Insurance have exceeded the standards of China Banking Regulatory Commission, and its strength is still very online.

In addition to solvency, senior sister also summed up some tips for inspecting insurance companies and suggested collecting them: What should we look at when inspecting insurance companies?

Hope to adopt.

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