The current operating conditions of China Resources Bank look dull, the highlights are not obvious, and even fatigue pressure appears.
202 1, the operating income of China Resources Bank increased. 202 1, the bank achieved an operating income of 7.499 billion yuan, an increase of 800 million yuan over the previous year, an increase of 1 1.94%. Net profit also seems to be increasing. In 20021year, the net profit was 65.438+85.3 million yuan, an increase of 65.438+46 million yuan or 8.57% over the previous year.
However, the bank's operating profit decreased by 1.59% year-on-year. The reason for the decrease in operating profit is the increase in operating expenses, 202 1 increase 16.9%.
The two major indicators driving the growth of operating expenses are business and management expenses and credit impairment losses, which increase by 65,438+02.27% and 265,438+0.25% respectively. The highest proportion of enterprise management fees is employee expenses. Last year, there were rumors of salary reduction in the same industry, but China Resources Bank should not have reduced it yet, and the staff cost increased by 65,438+05.65% year-on-year. The credit impairment loss of loans and advances increased by 12.99% year-on-year, and the credit impairment loss of financial investment increased by 57.05% year-on-year.