In order to deepen everyone's understanding of Sunshine Life, the following senior will introduce this insurance company.
1, company background
Sunshine Life Insurance was established on June 5438+February 65438+February 07, 2007 with a registered capital of RMB183425,000 yuan. It is a national professional life insurance company under Sunshine Insurance Group Co., Ltd., mainly engaged in all life insurance businesses such as life insurance, health insurance and accidental injury insurance.
In the third quarter of 2022, the income of Sunshine Life Insurance was 65.438+0.27 billion yuan, the net profit was 450 million yuan, and the net assets reached 33.4 billion yuan.
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2. Solvency
According to the regulations of the China Banking Regulatory Commission, the solvency of insurance companies needs to meet the following standards to be qualified: the core solvency adequacy ratio is not less than 50%; The comprehensive solvency adequacy ratio is not less than100%; The comprehensive risk level is Grade B or above.
In the third quarter of 2022, Sunshine Life's core solvency adequacy ratio was 1 14.33%, its comprehensive solvency adequacy ratio was 170. 16%, and its latest comprehensive risk rating was AAA.
It can be seen that the solvency of Sunshine Life meets the relevant standards, but we can't just look at the background and solvency of an insurance company. These aspects also need attention: what do you want to see from insurance companies?
3. Claim data
According to the 2022 claims annual report published by Sunshine Life Insurance, in 2022, Sunshine Life Insurance served 760,000 customers, and paid a total of 38 1 billion yuan. At present, Sunshine Life has also launched a compensation service, which can complete the settlement of small accidental medical cases within 1.3 minutes at the earliest.
It can be seen that Sunshine Life's claim speed is still very good, but as consumers, these little knowledge about claims also need to be understood by everyone: What are the correct postures for insurance claims to be fast and good? No compensation!
The above is the introduction of sunshine life. Generally speaking, sunshine life is more reliable, so don't worry too much.
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