If a small partner wants to know about ABC Life Insurance Company in advance, you can read this article first:
Is ABC Life Reliable? Is the product guarantee of ABC Life Insurance good?
1. Company background
China Agricultural Bank Life Insurance Co., Ltd. is a national life insurance company registered with the State Administration for Industry and Commerce. It is jointly established by China Agricultural Bank Co., Ltd. and Beijing Zhongguancun Science City Construction Co., Ltd., which is headquartered in Beijing. The company has set up nearly 400 branches including 23 branches all over the country.
If your partner is in a hurry and can't read the complete article, you can collect this article from Senior Sister first in case the link is missing:
What should we look at when we look at insurance companies?
2. Solvency
The regulations of CBRC on the solvency of insurance companies are that the core solvency adequacy ratio is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is ≥ B. As long as the above three requirements are met, the solvency of insurance companies is up to standard.
According to the quarterly data of 2022/kloc-0, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of ABC Life Insurance are 1 02.33% and 182.30% respectively, and the latest risk rating is A, which has far exceeded the passing line stipulated by the CBRC. It is a trustworthy company, so you don't have to worry about unsolvable problems.
But unfortunately, what if the insurance company is still bankrupt after insuring the product? Don't be afraid, senior, here are the solutions:
The insurance company went bankrupt. What about the insurance I bought?
Hope to adopt
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