The following are some major businesses of JD Finance:
1. Financial services: Jingdong Finance provides various financial services, such as wealth management, loans and insurance. Users can purchase wealth management products through the Jingdong financial platform to obtain investment income; You can also apply for personal loans to meet the demand for funds; You can also buy insurance products to protect yourself and your family.
2. Financial technology: Jingdong Finance uses advanced technologies such as big data and artificial intelligence to provide users with innovative financial technology services. For example, JD of Jingdong Finance. COM Xiaobai Credit provides credit evaluation service for users through their consumption and behavior data, helping users to obtain more financial service opportunities.
3. Digital Payment: Jingdong Payment, a subsidiary of Jingdong Finance, provides users with convenient digital payment services. Users can bind their bank cards, and online and offline merchants in JD.COM Mall and JD.COM use Jingdong Payment to make payments.
In a word, JD Finance is a technology company providing all-round financial services, aiming at providing users with convenient, safe and efficient financial solutions.