1. Credit reporting institutions: Credit reporting institutions refer to institutions that collect, sort out, analyze and provide consulting services for individuals or enterprises. Banks can use the data of credit reporting agencies to understand the credit status and repayment ability of customers, so as to better evaluate the risks of loan and credit card applications.
2. Anti-fraud companies: Anti-fraud companies are mainly engaged in fraud identification, risk control, security assessment and other fields to help banks identify potential fraud and prevent the safety of customer assets from being damaged.
3. Public database: The bank will also use the information in the public database, such as real estate registration, vehicle information and industrial and commercial registration information, to verify whether the basic information provided by customers is true and effective, and further strengthen risk control.