Do you know the 20 17 annuity insurance ranking?
The function of annuity insurance is opposite to that of death insurance. This is not real insurance. Annuity insurance is an economic reserve to prevent the insured from losing their source of income (or savings) because of their long life. The following are some of the best-selling insurance products in 20 17 annuity insurance products. Details are as follows (the following insurance products are listed in no particular order for reference only):
1, Baby Sailing Children's Education Gold Insurance
The gold insurance for children's education at sea has no dividend function, but 1 contains three items: education+serious illness+hospitalization, which is relatively comprehensive. Among them, the longest education guarantee can be 1 1 year, including the expenses of high school, university, further study, entrepreneurial marriage and other stages. In terms of protection, it not only has 30 kinds of major diseases protection, but also has the function of premium exemption. In addition, there is an additional hospitalization allowance guarantee. If the insured is hospitalized due to accident or illness, the insurance company will pay hospitalization allowance for a maximum of 500 days.
2. Abide by life in peace 20 17
Abide by life 20 17 is a non-dividend annuity insurance, which belongs to a fixed-income product. Compared with other products, it is more distinctive that the proportion of survival payment after the age of 65 is higher, from 30% to 60%. Provide special care fund. If parents take out insurance for their children, they will pay 60% of the insurance amount before their children reach the age of 25 to take care of their growth. What kind of critical illness insurance are there for children? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.
3. Guarantee the future children's education fund insurance.
Guarantee the future children's education fund insurance pays attention to the protection of high school, university and further education. During the children's 18-25 years old, they can receive up to 400% of the basic insurance amount. When the insured suffers from serious illness, death or total disability within the scope agreed in the contract, the remaining premium can be exempted, and the protection enjoyed by the children remains unchanged. In addition, while enjoying comprehensive protection, the insured can also get extra dividends, effectively resist inflation and realize long-term account appreciation.
4 Taikang Huiying Annuity Insurance
From the perspective of insurance liability, Huiying annuity has the most advantages, which can pay three birthday payments and also has the function of exemption for policyholders. Pay the basic insurance amount three times at the age of 60, 70 and 80, and provide for the elderly without worry. In terms of special survival fund, Huiying annuity can reward 6% of the annual premium during the payment period, which is a great innovation. Among these three products, Huiying Annuity Insurance has a longer term of protection, reaching 105. Although the survival fund is not dominant, it takes a long time to get it.
The above annuity insurance products can't give an absolute conclusion about which one is the best. Different insurance products are suitable for different people. Be sure to choose the right insurance products according to your actual situation. It is better to equip children with education annuity insurance to protect the future.
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The difference between annuity insurance and endowment insurance
The problem of providing for the aged has always been the focus of people's attention. At present, the two pillars of China's endowment insurance system are annuity insurance and endowment insurance. It is the choice of many people to protect their old age with annuity insurance or endowment insurance. Because people know little about insurance, many people don't know the difference between annuity insurance and endowment insurance. Although the purpose of these two kinds of insurance is to protect people's old age, there are still some differences between them.
Insurance skills and product recommendation of children's annuity insurance
Insuring children's annuity insurance is generally suitable for people with guaranteed income, shop around and choose the best insurance; Adjust investment according to your own actual situation to minimize insurance risks; As for the products of children's annuity insurance, you can choose China Merchants Cigna's Baby Sailing Children's Education Insurance (C).