The Measures for the Administration of Credit Business stipulates which enterprises are prohibited from handling credit business for small and medium-sized enterprises.

Enterprises in industries, projects or products prohibited by national policies, laws and regulations. According to the Measures for the Administration of Credit Business of Small Enterprises, it is prohibited to be an enterprise in an industry, project or product prohibited by national policies, laws and regulations; Enterprises engaged in illegal and criminal activities such as currency speculation, real estate speculation or any form of speculation; Non-bank financial institutions with financial functions, such as securities companies, fund companies, guarantee companies, micro-loan companies and pawn shops; Large enterprises meet the standards of small enterprises due to the deterioration of production and operation and shrinking scale, and handle credit business for small and medium-sized enterprises.