The financial insurance of insurance companies is underwritten by regular insurance companies, which are established with the approval of China Banking and Insurance Regulatory Commission. When providing wealth management insurance products, insurance companies will conduct risk assessment and asset allocation to ensure the safety and stability of funds. Insurance companies will also conduct fund supervision and risk control according to regulatory requirements to protect the rights and interests of policyholders. Financial insurance also has certain risks, including market risk and credit risk. When purchasing financial insurance, the insured should carefully understand the product terms and risk warnings and make reasonable investment decisions according to their own risk tolerance.