What are the more formal online lending platforms?

With the development of the Internet, many loan businesses have developed from offline to online, so how should many online lending platforms be selected? Bian Xiao introduced several more formal online lending platforms from five types of online lending: banks, consumer finance companies, Internet companies, p2p online lending and lenders. 1 China Construction Bank The online loan business launched by China Construction Bank is fast loan, and the loan target is CCB individual customers with good credit. Self-service can be carried out through mobile banking and online banking of CCB. Mobile banking downloads CCB APP, logs in, clicks the quick loan icon, and then clicks Apply. Online banking login CCB official website, choose personal loan-I want fast loan-fast e loan and apply now. Please follow the prompts for specific operations. 2 Zhaolian Consumer Finance Zhaolian Consumer Finance is a consumer finance company jointly established by China Merchants Bank and China Unicom with the approval of Shenzhen Banking Regulatory Bureau. Its products mainly include credit wallet products for college students, good installment loans for young white-collar workers, self-owned e-commerce platforms and credit payment for cooperative merchants' installment loan products. 3360 IOU 360 IOU is a consumer credit brand launched by Qihoo 360. Relying on the advanced Internet security technology and big data technology of 360 Group, we will give users different loan lines on the basis of comprehensive consideration of personal credit risk, payment habits, consumption and other factors. The loan amount can be as high as 200 thousand, and the interest rate is low. After submitting the loan application, it will arrive in 5 minutes at the earliest. Minimum amount: up to 200,000, and apply for 4 loans immediately. Lending Bao is a p2p online lending platform of companies listed on NYSE, and it is the governing unit of China Internet Finance Association, providing users with credit loans and lending services. Chinese mainland citizens aged 2 1~55 with stable income can apply. The loan amount is as high as 0.2 million/200 thousand, and the pure online process does not need face-to-face signing. It takes 1 minute to apply, and 1 hour to receive the loan after approval. 5. borrowed? Borrowed? It is a lender's supermarket launched by Guangzhou Duorong Information Technology Co., Ltd., which brings together many well-known lending institutions to provide efficient and convenient online loan information services. Just fill in the information, and the system will automatically review it within 1 minute, and it will arrive at the account as soon as ten minutes after the approval. The main funds come from Instant Consumer Finance Co., Ltd., a licensed financial institution approved by the China Banking Regulatory Commission. The above are the introductions of several more formal online lending platforms among the five types of online loans, among which banks and consumer finance companies are the most formal, followed by Internet companies and p2p, while lenders are aggregate loan applications, and various lending institutions are mixed. Try to choose a formal platform for online loans to avoid being deceived.