Supplementary information:
Annual online banking service fee of Agricultural Bank of China (August 2065438 1 Implementation):
1, and individual customers are not higher than 1 yuan/month or 12 yuan/year.
2. Annual service fee for corporate online banking: the maximum service fee per customer 1.200 yuan/year. If there are more than 2 operators, the maximum increase of 200 yuan/year will be 1 operator; If there are more than 2 registered accounts, the maximum 40 yuan/year will be charged for each additional 1 account.
Extended data:
Enterprise online banking is suitable for the vast number of SME customers who need to know the account and financial information in real time and do not involve the transfer of funds. After opening corporate telephone banking or handling corporate ordinary card certificates at ICBC outlets, customers can register the universal version of corporate online banking at the counter or online. Customers can use the card number and password of ordinary card to log in to the popular enterprise online banking and get basic online banking services.
First, the function introduction
"ICBC Financial E-Link" corporate online banking refers to the self-service financial services provided by China Industrial and Commercial Bank for enterprises or peer institutions through the Internet.
1, popular version
The popular version of enterprise online banking provides customers with functions such as account inquiry, password modification and homepage customization. Customers can also use the online loss reporting function to report the loss of ordinary card certificates online.
Second, online banking.
1, Introduction
At present, ICBC enterprise online banking can provide the following services for small and medium-sized enterprises, group enterprises, financial institutions, social organizations and administrative institutions:
Account management
Account management refers to a series of account services for customers to inquire, download and maintain account information through online banking. Whether it is a group enterprise or a small and medium-sized enterprise, you can check the balance and details of various accounts of the head office (parent company) and subsidiaries at any time, and grasp and monitor the internal funds of the enterprise in real time; You can also use the "electronic receipt" function to self-check online or print the electronic supplementary receipt of current account. Account management provides a strong guarantee for you to realize intensive and modern management.
2. Payment business
Payment services include online remittance, fund settlement of securities registration companies, e-commerce and foreign exchange remittance. It is the product of the combination of traditional business model and modern e-commerce model, and it is a set of payment solutions carefully designed by ICBC to meet the payment needs of various corporate customers.
1) online remittance
The head office (parent company) of a group enterprise can transfer funds from its account through electronic payment instructions, so as to realize fund settlement with other units in the same city or in different places (opening accounts in any bank in China) and easily complete the daily settlement business of the enterprise without leaving home.
Online remittance provides you with various payment methods. According to the internal management needs of the group, you can design the payment method of outward transfer or directional remittance in a unified way, and realize the requirements in financial management through the security authorization and control scheme designed by you. Make use of the convenient batch instruction processing method of online remittance and China's leading settlement network to make your business even more powerful.
2) fund settlement, securities registration company.
Customers of securities companies can transfer money to the settlement account designated by the securities registration company through the function of "fund settlement of securities registration company" and inquire relevant information. It includes four functions: instruction submission, instruction inquiry, clearing account information inquiry of securities registration company and instruction authorization.
3) Electronic commerce
B2B online payment is a safe, fast and convenient online payment intermediary service provided by ICBC for sellers and buyers in e-commerce activities. ICBC's B2B online payment platform connects sellers and buyers in e-commerce activities, providing advanced and fast capital flow channels for B2B special merchants and online shopping enterprises, breaking the restrictions of time and space, improving transaction efficiency and reducing transaction costs.
When any B2B special merchant of ICBC buys an enterprise order or makes a purchase, we provide you with two payment methods. One is to complete the payment of the generated order directly on the special website, and the other is to manually input the order information obtained through the e-commerce function after you log in to ICBC's enterprise online banking. After payment, B2B merchants and purchasing enterprises can obtain detailed transaction information through transaction instruction inquiry and other functions, so as to master and monitor the whole transaction process.
4) Foreign exchange remittance
Foreign exchange remittance is the business that corporate customers transfer and settle foreign currency accounts in the same city/different places through corporate online banking. In China, ICBC took the lead in realizing the function of online foreign exchange remittance, and divided the functions according to different customers. You can transfer and settle foreign exchange funds through specific functions as needed.
(1) Group Fund Allocation
Group customers can transfer foreign currency funds in their group in two directions through the group fund transfer function, so as to monitor the operation of foreign currency funds in each branch and achieve the purpose of unified dispatching and management of foreign currency funds in the whole group.
(2) Settlement of B-share funds.
Securities customers can realize the liquidation and transfer of B-share funds between the headquarters and branches of securities companies through the fund settlement function of B-share.
(3) Domestic foreign exchange remittance
Customers of banks or non-bank financial institutions (except insurance companies) can conveniently and quickly realize real-time settlement of foreign currency funds with other enterprises in the ICBC system through the domestic foreign exchange remittance function, broaden the business scope and promote business development.
Collection business
Collection business is a boutique business in which charging enterprise customers actively collect various fees payable by contracted individuals or other authorized enterprise users in batches through ICBC online banking. The application procedure is simple, the charging method is flexible, and it can collect money from different places, which provides a timely, fast and efficient charging channel for charging customers, solves the problem of "difficult charging" that has been bothering charging customers, shortens the capital turnover cycle and accelerates the rapid withdrawal of funds.
The collection business consists of two parts: batch deduction enterprises and batch deduction individuals. If a charging enterprise wants to deduct money from a payment enterprise (individual), it must first sign a tripartite agreement with the bank, the charging enterprise and the payment enterprise (individual) to establish the corresponding deduction relationship. The method of establishing the corresponding relationship is generally provided by the charging enterprise to the bank, and the bank manually establishes it through the internal management system. For individual customers, you can also log in to ICBC's personal online banking, and individual customers can sign the agreement themselves.