How to find insurance company financing?

Looking for insurance company financing is generally carried out through the stock market. With the listing of China Ping An, China Life Insurance and other insurance companies, the stock market has become an important channel for insurance companies to carry out long-term financing in the future. First of all, as one of the four major financial industries (banking, insurance, securities and investment), insurance companies are mainly funded by customers' premiums. Because the premium income of the insurance industry and the household savings of the banking industry have many similar liquidity attributes, it can be said that insurance should usually be in the position of investment, not financing! (For example, the Beijing-Shanghai high-speed railway currently under construction in China is partly funded by insurance companies. Secondly, as a commercial company, it will definitely need financing (to solve the short-term, medium-term and long-term capital needs of enterprises). At present, as the insurance industry in China is still in a weak position compared with the state-owned banking industry, daily borrowing from banks is an important financing channel. And with the listing of China Ping An and China Life Insurance, the stock market has become an important channel for insurance companies to carry out long-term financing in the future. Finally, it is difficult to simply say whether it is good or bad for the benefits to society. The purpose of a large amount of financing by insurance companies is also to invest (at present, the trend of mixed operation of insurance companies is very obvious, and companies in banks, securities and investment industries all need a lot of money). Investment is likely to get better returns, so that insurance customers can enjoy one-stop services of insurance, savings, investment and financial management at the same time, but the advantages and disadvantages are always mutual. At present, the legal supervision of insurance company investment in China is not very mature, so the loss of insurance company will lead to great consequences. You should know that the insurance company's money is life-saving money, which is more important than residents' savings! At present, most domestic insurance companies do not have the ability to control equivalent funds, so I am not very optimistic about the prospect of large-scale financing in the insurance industry market! Financial management is insurance financial management in a narrow sense, that is, the insurer invests its remaining funds into certain channels, expecting returns and appreciation. This financing activity is a necessary means for insurance companies to operate, and it is an inherent requirement of the value-added nature of insurance funds. It can enhance insurance business capabilities, expand underwriting solvency, and provide conditions for improving the market competitiveness of insurance companies. According to its financing methods, it can be divided into direct financing and indirect financing. The former is that the insurer directly penetrates into the financial market, and the latter is to deposit funds in financial institutions and invest on their behalf. Risk financing is an activity that insurers achieve financing by diversifying risks to coordinate the relationship between funds and risks. Mainly refers to the mutual reinsurance between insurance companies, the purpose is to maintain stable operation, not for economic benefits. Insurance financing is the organic unity of financial financing and risk financing, which should meet the following conditions: there is a certain long-term stable capital accumulation; Sound insurance market and financial market; Good competitive environment; Open economic model; The structure of insurance mechanism is reasonable, and insurance companies can be responsible for their own profits and losses, bear their own risks and have independent right to use funds. In recent years, the insurance industry has developed very rapidly and become the four financial giants, among which banks are the most stable. Because of security, the insurance industry is still very unstable, but many companies seek financing from insurance companies, usually through the stock market and other channels.