1. The debtor reaches a debt assignment agreement with a third party to assign all or part of the debt to the third party;
2. The debtor and the third party shall notify the creditor of the assignment and obtain the consent of the creditor;
3. With the consent of the creditor, the new debtor assumes the secondary debt related to the main debt.
legal ground
Article 55 1 of the Civil Code of People's Republic of China (PRC).
Where the debtor transfers all or part of its debts to a third party, it shall obtain the consent of the creditor.
The debtor or a third party may urge the creditor to give consent within a reasonable time. If the creditor fails to express it, it shall be deemed as disagreement.
Article 552
If the third person agrees that the debtor will join the debt and notifies the creditor, or the third person expresses his willingness to join the debt to the creditor, and the creditor fails to explicitly refuse within a reasonable period of time, the creditor may request the third person to bear joint and several debts with the debtor within the scope of the debt he is willing to bear.