What conditions do mortgage companies need?

Have business license, tax registration certificate, code certificate, etc. Mortgage companies need to have business licenses, tax registration certificates, code certificates, etc. , and the company needs to be registered and operated for more than one year, the annual turnover in the latest year is more than three times the loan amount, and it has a loan card issued by the People's Bank of China, and there is no bad credit record. Mortgage companies need to bear the risks brought by market fluctuations and pay attention to the scope of secured principal creditor's rights.