China Construction Bank was established in June 1954+ 10/0/. The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. ?
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second.
On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.
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Building a bank may change the direction of the future financial structure.
The successful launch of the "new generation" core business system of China Construction Bank not only changed the progress of a scientific and technological force of China Construction Bank, but also completely subverted the subversion of modern financial technology companies to the financial industry in business model.
It is a milestone, which not only technically establishes CCB's leading position in the global financial industry, but also may become a "technical ally" of domestic financial industries, financial companies and large enterprise groups.
This is not an exaggeration. Only from the construction of the "new generation" system of China Construction Bank, it took a long time, spanning 6 years; There were too many people, and ten thousand people voted.
Financial input, not everyone has this ability, and not everyone dares to have this responsibility; The design concept is to introduce enterprise-level modeling, loose coupling, component thinking, completely open internet thinking and so on.
In short, the financial technology that has a leading role and demonstration significance in today's global financial industry belongs to the "new generation". Because of this, CCB decided to set up its own financial technology company.
And we are doing three things: first, build an open platform for the whole society based on our own platform. In addition to being used by peers, a number of platforms will be developed, such as related smart society platforms, smart government platforms, enterprise enjoyment platforms, and enterprise operation platforms. , to make up for the shortcomings of the entire social platform, while effectively connecting existing platforms.
Second, innovative products. Since the "new generation" core business system of China Construction Bank was fully completed and put into operation last year, its products have strong market competitiveness and vitality.
For example, once the products are launched, the market growth rate is about 4 times, and these two products are the products with the highest yield in all loan portfolios of CCB.
It not only meets the needs of all parties well, but also has a very low non-performing rate, not exceeding 0.4%. Third, it is inclusive service. This is particularly evident in the "28 Law".
Historically, it is generally believed that 20% of people have 80% of wealth, and businesses only need to serve these 20% of the rich, without paying attention to the remaining 80%.
However, with the changes of the times and social progress, especially with the use of the "new generation" core business system, the senior management of China Construction Bank publicly stated.
In the future service, all customers will be the objects of CCB's enthusiastic service, and CCB should fulfill their pursuit of a better life and commercial success.
This seems to be a commercial commitment, but in fact, CCB has subverted a "century theory" through technical means, which will affect and change the market behavior and profit structure of the domestic financial industry.
Baidu Encyclopedia-China Construction Bank
People's Daily Online-China Construction Bank may change the direction of future financial structure.