It is quite effective to use rating subjects to collect credit guarantee. . Two A+ s are not bad. It seems that the guarantee fee is 1 minute, and the interest rate will drop by about one minute after the credit is increased. There doesn't seem to be much discount on the cost. The key point is that if the financial situation of the enterprise is not so good, the core can't get by without guarantee now, and the subscription will be problematic.
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Hope to adopt