First, call the police.
If the other party has been suspected of threatening, insulting or harassing, then you can collect evidence and call the police!
Note: The ordinary police will not accept it and will not file a case.
The reason is:
1. Online lending is a civil case and should be brought to court;
2, verbal threats, no actual action, so the police will not take further action.
In addition, the police must prepare the evidence, otherwise it is useless.
3. Chat history
Step 4 record
The above two items are the most important, and we must show that we are fully willing to repay them. If the other party still insults and threatens, the police can stop it in time.
Warm reminder: Keep alarm records in time, such as photos and alarm files, which in turn will stop collectors.
Second, report complaints.
1, the main complaint channel
2. Reporting telephone number: 0 10- 1232 1.
3. Click on the bad information report on the city service pages of WeChat, QQ and Alipay.
4. Official WeChat official account and Weibo WeChat official account attention: 1232 1 reporting center.
5. Loan platform
If you apply for a formal loan platform, such as a bank financial institution, a licensed loan company or a large P2P platform, it may be outsourced to a third-party collection company. You can collect evidence, contact the company and express your willingness to repay. It may be better if we suggest to collect money again by violence and complain to the relevant departments.
Extended data:
Correct ways to collect non-performing loans;
1. Use interest rate leverage to raise interest rates and collect penalty interest.
2. Stop new loans and recover old loans in advance.
3. Take legal measures for collection. Sell the collateral through legal procedures, and investigate the guarantor's responsibility until the enterprise adopts bankruptcy to repay the loan.
4. Credit is used to increase income. For enterprises that have temporary operational difficulties, but their products have a market and good market prospects, they can help enterprises to do a good job in production and operation and solve and recover non-performing loans by increasing start-up funds.
5, through administrative or economic means to levy, difficult to operate, it is difficult to rely on their own to reverse the situation. But it can be "merged" with other enterprises and has development potential. Various forms of cooperative management such as administrative actions or bank leasing and merger can be adopted to revitalize the stock, resolve and collect non-performing loans.
References:
Baidu encyclopedia-loan daquan