As we all know, fund is a very popular way of managing money now. Friends who play fund investment will find that basically all funds are plummeting recently. The following are the fund operation skills compiled by Bian Xiao. I hope you like them.
What are the operating skills of the fund?
Asset allocation: Fund managers decide the allocation ratio of different types of assets according to market prospects, industry trends and risk preferences. Rational asset allocation can achieve risk diversification and long-term value-added.
Stock selection strategy: Fund managers choose potential and valuable stocks through company fundamental analysis, financial index evaluation and market trend judgment to obtain excess returns.
Timing operation: the fund manager decides the timing of buying or selling fund shares according to market trends, technical indicators and economic data. Timing operation can obtain trading opportunities according to the short-term fluctuation of the market.
Risk control: fund managers need to manage the risk of portfolio, control the fluctuation and loss of portfolio, and adopt appropriate risk management strategies.
How to judge the buying opportunity of the fund?
Fundamental analysis: study the fundamentals of industries and companies invested by funds, including profitability, financial status, market position, etc. If the fundamentals are good, it is expected to get better long-term returns.
Technical analysis: forecast the future price trend by analyzing technical indicators such as stock price, trading volume and market trend. For example, judging the buying opportunity through chart analysis and index calculation.
Market environment judgment: observe macro-economy, policy factors and market atmosphere, judge the overall situation and trend of the market, and then decide the buying opportunity.
Value investment: look for undervalued stocks or funds, think that their intrinsic value is higher than the current market price, and choose the right time to buy them.
Regular investment strategy: instead of trying to predict the high and low points of the market, we adopt the strategy of regular fixed investment to balance and disperse investment risks.
Reasons for the recent plunge after buying funds
There are many reasons for the decline in fund prices. Here are some possible reasons:
Market adjustment: The fluctuation and adjustment of market conditions is one of the main factors that affect the change of fund prices. When the market is in a volatile period, the fund price also fluctuates.
Poor economic data: Economic data has a leading role in the market, and some unfavorable economic data will directly affect market sentiment and confidence, push the stock market down, which will lead to a decline in fund prices.
Internal problems of the company: If the investment target of the invested fund is fraudulent or illegal, or the company's performance is poor, it is also possible for the fund price to fall under this background.
Change of investment style: Fund managers make buying and selling decisions according to the designated investment strategy, and their investment style, operation mode and other factors will have an impact on fund returns. If the fund manager adjusts the investment style or suddenly changes the operation strategy, the fund price may fall sharply.
It should be noted that the rise and fall of the fund price is related to the big market, industry, institutional investors and other factors, as well as the fund's own varieties, investment strategies, portfolio securities and other related factors. Therefore, before buying a fund or any other investment product, you should know its relevant risks and information, reasonably evaluate your risk tolerance, spread risks as much as possible, and protect your investment income to the greatest extent.
What if the fund falls?
When the fund falls, here are some suggestions:
Long-term perspective: stay calm and don't make impulsive investment decisions because of short-term fluctuations. Fund investment is a long-term strategy, and short-term market fluctuations are normal.
Diversification: Make sure your portfolio is diversified, including investments from different types of funds, different regions and industries. This will help to spread risks and reduce the impact of fund decline on the overall portfolio.
Fixed investment strategy: if you buy a fund through regular fixed investment, you can see that you buy an extra copy every time the investment falls, which will help to average the cost and get better returns in the long run.
Re-evaluate the risks you face: carefully examine the funds you invest in and understand their portfolios, investment strategies and risks. If you find that the reason why a fund keeps falling is inconsistent with your investment objectives or risk tolerance, you may need to re-evaluate and adjust your investment.
Learn and seek professional advice: continue to learn how to analyze funds and markets and understand the skills of fund operation. If you need help or professional advice, you can consult a financial consultant or investment professional institution and make a decision according to your own situation.
What are the skills of fund operation?
The skills of fund operation include but are not limited to:
Diversification of investment portfolio: By diversifying funds into different types of funds and investing in different regions and industries, the overall risk is reduced.
Review and adjust regularly: evaluate your portfolio regularly and adjust it according to market changes and your own goals.
Pay attention to cost: understand the cost structure of funds and choose low-cost funds.
Control emotions: stay calm during the investment process and avoid emotional-driven investment decisions.
Learning and continuing education: constantly learn market dynamics, fund operation and investment strategies to improve their investment knowledge and skills.
Please remember that the above suggestions are for reference only. Investment is risky and may lead to financial losses. Before making any investment decision, please evaluate your investment objectives, risk tolerance and personal situation, and seek professional advice.