"Secondly, there is no third-party fund custody for fake P2P websites. Regular P2P platforms have banks or third parties to pay entrusted loan funds, and the platform itself does not make a pool of funds. When the investor recharges the account, the third-party payment page will be displayed. The fake platform does not have this step, and the money is directly recharged to the personal account or the corporate account it packages. "
2. Identify online investment scams: Be careful when you make special promotions.
Mr. Wu, the victim of the incident of Netjinbao running, said that before the sudden closure of Netjinbao website, the website operated normally and the promotion activities were particularly strong. As long as it is recharged, 100% of the prizes will be returned. When recharging, Mr. Wu put the funds into the account opened in his own name and did not see the interface of third-party payment.
But when I came back from the Dragon Boat Festival, I found that the website could not be opened, and no one answered the customer service phone at all. According to the person in charge of finance in Guo Hua, P2P websites that cheat money maliciously have three characteristics. "The first is the abnormally high expected annualized rate of return and strong incentives. This is the most powerful means to trick investors into falling for it.
With the continuous development of domestic P2P industry, the expected annualized rate of return of major platforms has gradually returned to normal from 20 14, and the expected annualized rate of return of most projects has dropped below 14%. Now marketing is not so radical, and it rarely returns in large quantities. "
3. Identify online investment scams: funds are invested in vague letters.
"The third feature is the scale and details of the target project. On the scammer website, the financing amount of a target may be as high as several hundred million yuan, and the specific investment of each target is very vague. Regular P2P websites are lent to small business owners or farmers and herdsmen. The target amount is usually only a few thousand yuan to tens of thousands of yuan, and how the funds will be used is also clearly written. "
4. Identify online investment scams: Don't believe that pies will fall in the sky.
Lead an honest and clean life and improve one's self-cultivation and quality. Don't always think about getting something for nothing. You can get rich overnight by investing. You should know that wealth is acquired through your own efforts. Don't play some tricks to cheat money. It is not good to have such a heart.
There are mountains outside the mountains in the online scammer industry, and one day you will be cheated by a bigger scammer. In short, I always think that the world will only fall into traps and will not fall into pies. With a good way to get rich, people have already made a fortune, and they have to tell someone who has nothing to do with you to make you rich.
Extended data
2011At the beginning of May, Ms. Lei, a businessman, met Liu Mouyuan through a friend's introduction. The other party claimed to be "a business manager of Changsha Branch of China Telecom", acting as an agent for the yellow pages advertising business of telecom. The company is going to do statistics soon, and the business volume is almost the same. Once completed, the company will issue high kickbacks and rewards.
Liu once persuaded Ms. Lei to advertise 1 10,000 yuan in the yellow pages to help her offset the business volume. After other companies put in advertising funds, he will give her a principal of 6,543,800 yuan and a commission of 6,543,800 yuan.
At first, Ms. Lei was cautious and unwilling to borrow money. In order to dispel Ms. Lei's doubts, Liu Yuan issued a debit note to her and stamped it with the "official seal", and mortgaged a house Property Ownership Certificate worth 6,543,800 yuan in its name, and finally borrowed 999,000 yuan from Ms. Lei.
After more than a month, Ms. Lei not only did not receive a return, but Liu also lost contact. Found that the situation is not good, Ms. Lei took the "real estate license" to the relevant departments to inquire, and found that it was fake. She immediately reported the case to the police.
On August 4th, 20 17, the police arrested Liu Mouyuan in a residential area of Liuyang City. According to his account, he used high interest as a bait to defraud Ms. Lei and other victims of more than 2 million yuan on the grounds that he needed to complete the business volume of the telecommunications company.
References:
People's Network-Investment and financial management routines will make you rich. Don't trust it.