The corporate banking business of a bank includes corporate electronic banking, corporate deposit business, credit business, machine finance, fund settlement, intermediary business, asset recommendation, fund custody, etc. Generally speaking, it refers to "taking corporate legal persons, companies and other customers as the main business, and carrying out various checks, remittances, loans and other businesses around corporate deposits and accounts consolidation."
2. What personal business and corporate business does Ping An Bank have?
As a legally established bank, Ping An Bank has basic banking services, including deposit, investment and wealth management, loan application, debit and credit card processing and electronic banking. The company's business includes deposits, loans, trade financing, RMB settlement, offshore business, cash management business and e-commerce. : 1. Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (SZ00000 1). Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in China. China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. As of June, 20021,the group had 37,384 employees, and provided various financial services to customers through10/branches and110 business institutions. 2. With the strategic goal of building "China's most outstanding and leading intelligent retail bank in the world", the Bank adheres to the 12-character strategic policy of "leading by science and technology, breaking through retail, and operating in public", continuously deepens its strategic transformation, and makes every effort to build three business cards of "digital bank, ecological bank and platform bank" to provide customers with warm financial services. 3. The Bank persisted in deepening digital operation and maintained steady growth in various businesses. In the first half of 2002/kloc-0, the operating income was 84.68 billion yuan, up 8. 1% year-on-year. Since the transition, the compound growth rate of revenue in recent years has been 13.2%, which is the highest among benchmark banks. Basically achieve "four or six" points for corporate and retail income; The net profit was 654.38+07.583 billion yuan, a year-on-year increase of 28.5%. At the same time, asset quality continues to be optimized. At the end of June, 202 1, the NPL ratio of the Bank was 1.08%, down 0. 1 percentage point from the end of last year. The proportion of concern loans, loans overdue for more than 60 days and loans overdue for more than 90 days were 0.96%, 0.9 1% and 0.79%, respectively, which were 0. 15, 0. 17 and 0.09 percentage points lower than the end of last year. The provision coverage ratio, the provision coverage ratio of loans overdue for more than 60 days and loans overdue for more than 90 days were 259.53%, 306. 1 1% and 355.67% respectively. Compared with the initial stage of transformation, the bank's non-performing loan ratio, provision coverage ratio and other indicators have been optimized to the best level in history.
3. What departments does Ping An Group have?
The flag company of Ping An Group should be a field clerk to sign an agency agreement than life insurance and property insurance securities trust. The top 500 backstage employees are not as interesting as our life insurance customer relations department. In fact, the finance department, planning department, human resources department, audit supervision department, operation support department, two nuclear departments, administration department and so on are basically in accordance with the guiding operating rules, mainly depending on interest.
4. What corporate services does Ping An Bank have? Can you introduce it?
Most of them can open online banking. China Merchants Bank, ICBC and CCB are all good. You can open your eyes.