The title certificate of No.6 Chenghai Third Road specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the title certificate issued by the housing management department and the land management department. With the property right certificate, we can have some right to dispose of the house at No.6 Chenghai Third Road, but some rights without the property right certificate cannot be guaranteed. If the property right certificate of No.6 Chenghai Third Road is not handled, even if the buyer of No.6 Chenghai Third Road has paid the house price and gone through the check-in formalities, legally speaking, the house of No.6 Chenghai Third Road still does not belong to the buyer.
The conditions for purchasing a house at No.6 Chenghai Third Road with provident fund loans include: 1. The borrower must have an account in the city where No.6 Chenghai Third Road is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase self-occupied housing at No.6 Chenghai Third Road, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the loan of No.6 Chenghai Third Road; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!