1, the industry rating focuses on the profitability and asset management capabilities of trust companies. As a professional financial institution entrusted to manage property, the trust company's asset management ability is its core competitiveness. The value-added ability indicators of the rating system of this industry select the return on net assets, the ratio of operating expenses to income and the net trust income per capita, so as to guide trust companies to improve the efficiency of capital use and operation, maximize the per capita income and improve the comprehensive efficiency.
2. The industry rating pays attention to the risk prevention and risk management ability of trust projects, which is consistent with the idea that the regulatory authorities maintain industry stability and promote the steady development of the industry. The rating system of this industry regards risk management ability as a separate item, including the non-performing rate of inherent credit risk assets, the normal liquidation rate of trust projects and the recovery rate of trust property losses, focusing on the management ability and risk disposal ability of trust companies. This will inevitably urge the trust company to perform the duties of trustee, ensure the smooth payment of trust projects, and actively take measures to resolve the project risks when they occur.
3. Industry rating guides trust companies to lay a solid foundation for development and fulfill their social responsibilities. Capital is not only the foundation of industry development, but also the last barrier to resist risks. Therefore, capital strength is the primary indicator in the industry rating system. From the specific content, paying attention to net capital and the ratio of net capital to venture capital is to link capital with anti-risk ability. The index aims to guide trust companies to enhance their capital strength and lay a solid foundation for development. The development of the industry is inseparable from the support of society. Therefore, the industry rating system lists social responsibility indicators, mainly examining the tax situation and the income distributed to beneficiaries, and guiding trust companies to actively fulfill their social responsibilities.