What information do ordinary families need to start a business?

1. The information required for Ping An Bank to open a company account is as follows for reference only. It is recommended that you contact the handling bank to confirm whether there are other requirements before opening an account, which shall be subject to the actual requirements of the branch:

(1) Qualification documents such as business license with multiple certificates in one, the original and a copy stamped with the official seal of the unit (if the annual inspection endorsement of the unit is recorded on the copy of the business license or registration certificate, the original and a copy shall be provided at the same time);

(2) the original identity certificate of the legal person or person in charge of the unit and a copy of the official seal of the unit;

(3) The original identity certificate of the agent and a copy of the official seal of the unit (provided when the person in charge of the unit entrusts others to handle it);

(4) Power of attorney of the legal representative (provided when the person in charge of the unit entrusts others to handle it);

(5) The original account opening license of basic account and a copy of the official seal of the company (provided when opening an ordinary account);

⑥ When examining the registered address of the company, materials such as real estate license, lease contract, and water and electricity bills should be provided;

⑦ Reserved seal: official seal of the company, special seal for finance and private seal of the legal person;

(8) Fill in the beneficial owner information collection form, and provide a copy of the identity documents of the beneficial owner and financial personnel, and a copy of the identity documents of the controlling shareholder or actual controller;

2. Expenses involved in opening an ordinary account:

① Account opening fee: Account opening fee varies from city to city. Generally speaking, the account opening fee is100-300 yuan/household;

② Account management fee: RMB unit settlement account with monthly average deposit less than 1 1,000-50,000 yuan will be charged 10-30 yuan every month (monthly billing period is 2 1 to the 20th of the following month);

③ Electronic receipt box: annual fee per household 160 yuan;

④ UK fee for online banking: 25 yuan/piece;

⑤ Gold guard fee: monthly: 30 yuan/month/mobile phone/account number, charged by article: 0.5 yuan for each message.

If you need to consult Ping An Bank, you can click the link below to select the online customer service icon in the upper right corner of the homepage or follow the official account of Ping An Bank WeChat (pingan_bank) for consultation.

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