Recently, China Ping An Insurance was approved by the China Banking Regulatory Commission to obtain a consumer finance license. What is consumer finance? What is the specific business?

Consumer finance company refers to a non-bank financial institution established in People's Republic of China (PRC) with the approval of China Banking Insurance Regulatory Commission, which is based on the principle of small amount and dispersion, does not absorb public deposits, and provides loans for consumption for individual residents in China. The professional consumer finance company to be established on a pilot basis does not absorb public deposits, and the main source of funds at the initial stage of establishment is capital. After the scale is expanded, you can apply for issuing bonds or borrowing from banks. This kind of professional company has the unique advantages of small single credit line, fast approval, no mortgage guarantee, flexible service mode and short loan period.

Tips: Lending is risky, so choose carefully. If you need funds, you can apply for a loan through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.

Reply time: July 2020-13. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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