Is the term loan formal?

Term loan is not a formal lending platform. Online lending refers to loans issued by informal platforms. Loans issued by various network micro-loan companies and guarantee companies can only be sfz, but safe development and formal development are not very guaranteed. The black loan platform also includes: 5 1 instant loan, Cai Xi loan supermarket, fingertip wallet, small flash loan, quick loan, cash bus, peer-to-peer loan, one-second loan, Vientiane leaseback and other platforms.

Formal loan platforms are: 1. Z Pay B Z Pay B is a reliable platform owned by Ali. The loan products of the platform include loan treasure, consumer treasure, reserve fund and online business loan. Different users can provide different loan amounts. Users can log on to the Z Pay B platform, find the corresponding loan products on my page, and apply for loans according to the page prompts. Second, vx micro-loan. Micro-loan is a white list invitation loan product launched by Tencent. Invited users can see the entrance of micro-loan borrowing on vx My Service page. Micro-credit loans are formal and reliable, and it only takes a few minutes to submit a zui application within the credit line.