What are the benefits of buying group commercial insurance, accident insurance, medical insurance or annuity for employees?

There are many benefits to buying group accident insurance, which is a good guarantee for the company and employees. General group accident insurance is a general insurance policy issued by insurance companies to provide protection for group members. Generally speaking, group accidents and group accidents are the main medical treatments, and major diseases can be added, but these are short-term, and the insurance period is at most one year, and some are only a few days or months, such as travel insurance, visa insurance, aviation accident insurance and so on.

For companies, buying group accident insurance has five advantages:

First, stabilize the operation of enterprises. When an accident happens, you can pay according to the insurance, which effectively eliminates the cash flow problem caused by employees' accidents.

Second, it can reduce the legal responsibility of the employer and solve the problem of disability and death of employees through group insurance.

Third, it can reduce the turnover rate of employees-through the protection of group insurance, employees can work with peace of mind if they get enough security opportunities.

Fourth, we can attract high-quality employees.

Fifth, the cost of group insurance can enjoy tax exemption-the group insurance premium of 2,000 yuan per employee per month can be approved, which not only benefits employees, but also saves taxes for the company. Why not?

For employees, the benefits of buying group accident insurance are self-evident: the company buying group accident insurance for employees is actually a kind of welfare, because the state stipulates that employees must buy work-related injury insurance, and there is no conflict between work-related injury insurance allowance and accident insurance when paying compensation, only hospitalization expenses will not be repeated. In other words, employees can get more compensation in case of serious accidents.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.