Sina installment is a financial loan product launched by a subsidiary of Sina. Sina's installment funds are generally provided by Chongqing Qianjiang Fenghe Microfinance Co., Ltd., and Sina will inquire about the borrower's personal credit information when making installment loans. For borrowers with poor credit information, the loan amount may be relatively low, and even limit the loan.
Of course, if the borrower's personal credit is good, then after submitting the loan application, Sina will also pass the user's loan application in stages.
And Sina will not only check the credit information in stages, but also go to the credit information.
When borrowers use Sina installment loans, their loan records and repayment records will be truthfully uploaded to the central bank for credit investigation.
If the borrower is overdue in the process of using Sina installment, the overdue record will have a bad influence on the user's personal credit information after being uploaded to the central bank's credit information system, and it will also have resistance to the user's handling of other credit business in the future. Pay attention to repayment on time.
If the online loan itself is not compliant, then this overdue online loan will not have much impact on personal credit status. But your online loan record will be kept in the online loan big data. You can check your online loan history through "Beijian Quick Check", including overdue details of online loans, debts, untrustworthy information, and whether it has been blacklisted.
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Do you have a green paper on buying a car by stages?
When users buy a car by stages, they will need to use the Green Paper as collateral, but after paying off the loan, the mortgage can be lifted and the user can get back the Green Paper.
Moreover, the green card is a motor vehicle registration certificate and a legal proof of vehicle ownership. Users will have this whether they borrow money to buy a car or buy a car in full. If they buy a car without a car, users should be wary of being cheated.
In addition, buying a car by stages can not only mortgage the Green Paper, but also mortgage the vehicle without mortgage the Green Paper, and can also pledge the vehicle or pledge the vehicle without pledge.