Subordinate organizations of the company
There are 235 domestic branches of Bank of Communications Co., Ltd., including 30 provincial branches, 7 directly affiliated branches and 65,438+099 provincial branches, with 3,270 outlets in 239 cities above prefecture level and 65,438+058 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. Strategic shareholding in Hainan Bank, holding four rural banks.
Company business classification
Bank of Communications Limited is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services.
Personal business includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.
The company's business includes: bank wealth management projects, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody, brokerage collective/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc. ), investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, discount or agreement of buyer's interest-bearing bills). Discount of commercial bills, lending business of foreign government loans, domestic and foreign currency fixed assets loans, export tax rebate account custody loans, corporate account overdraft, domestic and foreign currency liquidity loans, interbank credit asset buyout business and interbank credit asset repurchase business).
The business of small business users includes: loan application, one-stop business service, exhibition service, Zhuoye one-stop business service, investment and financing, tax financing, branch loan service, hand-in-hand service, and benefiting farmers service.
International business includes: inter-bank services, international business services, foreign exchange financial services and foreign exchange trading services.
Company development concept
Companies adhering to the "development is the last word, is the first priority; Quality is a hard constraint and the first responsibility; Benefit is a hard task and the first goal. " We always pay equal attention to business development and risk control, and implemented an incentive and restraint mechanism with economic capital performance appraisal as the core. Established a comprehensive risk management system; Promote the vertical transformation of organizational structure adjustment and business management; We have established a leading data concentration project in China.