(1) capital, reserves and provident fund-the amount of capital, reserves and provident fund of an insurance company directly reflects the solvency of the insurance company.
(2) Business Scale-The business scale of an insurance company refers to the business scope and total business volume of an insurance company.
(3) Insurance rate-Insurance rate is the price of insurance, and it is also the basis for insurance companies to collect insurance premiums.
The above three factors are the main factors that affect the solvency of insurance companies. In addition, the use of insurance funds and reinsurance business also have an impact on solvency.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.