The financial situation of Guohua Life Insurance
For the company's finance, dad is more concerned about cash flow. After all, cash flow is an important indicator for the company to maintain normal operation.
Dad checked, Guohua Life Insurance's cash flow at the end of the last two years was positive.
This means that Guohua Life Insurance operates normally and has sufficient cash flow to operate.
For life insurance companies, we should also pay attention to their solvency.
Solvency of Guohua Life Insurance
The following is the solvency data of Guohua Life Insurance in 20 19 years.
At the end of 20 19, the core solvency adequacy ratio of Guohua Life Insurance was 6297259500 yuan, and the core solvency adequacy ratio was 13 1.43%.
In 20 18, the comprehensive solvency adequacy ratio of Guohua Life Insurance was 128.2%, and reached 139.02% in 20 19.
Its solvency meets the standards set by the China Insurance Regulatory Commission.
What is the ranking of Guohua Life Insurance Company?
China Yin Baoxin (a subsidiary of China Banking and Insurance Regulatory Commission, China) will rate insurance companies according to their service status in the previous year. Dad starts with the service and looks at the rankings of insurance companies with everyone. Friends who want to know more about the ranking of insurance companies can poke here: "The ranking of national insurance companies in 2020 is freshly released! 》
Scoring the sales, claims settlement, consultation and rights protection of insurance companies. , with claims odds, claims aging and other indicators to score, innovative services as appropriate, add and subtract points, rating.
We saw that Guohua Life Insurance ranked 50th, rated BBB, and the number of complaints about ten thousand policies was 0. 18. The service was still good.
As can be seen from the table, the service of big insurance companies is not necessarily the best, and the service of small companies is not necessarily bad.