Speaking of Ying Da Life Insurance Company, my friends say that they don't know much about this insurance company. The following senior will take you to evaluate this insurance company. Before we begin, senior has sorted out a secret of insurance knowledge to help you better understand: super complete! Everything you want to know about insurance is here. We analyze from the strength background and solvency of British life insurance:
1, strength background
Ying Da Life Insurance Company, the full name of which is Ying Da Taihe Life Insurance Co., Ltd., was established in July 2007 with a registered capital of 4 billion yuan. Ying Da Life has developed more than 250 life insurance products. By the end of February, the original insurance premium income was 654.38+07.692 billion yuan, with total assets of 67.560 billion yuan. In 20021year, Ying Da Life won the Golden Dragon Award, the most innovative life insurance company in "20021China Financial Institutions Gold Medal List". It can be seen that Ying Da Life Insurance Company has strong strength behind it, and it is a big company. If you want to know about Ying Da Life's products, you can read this article: What about Ying Da Taihe Life Insurance Company? It is said that after buying this product, I lost a lot ... 2. Solvency.
To judge whether an insurance company has the ability to make claims, the most critical data is solvency. The CBRC stipulates that insurance companies must regularly disclose information such as solvency and risk rating, which is also a reference factor for many consumers to choose insurance companies.
According to the provisions of the China Banking Regulatory Commission, the solvency of an insurance company shall meet the following standards:
The core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is Grade B and above.
According to the data of 2022 1 quarter, we can see that the core solvency adequacy ratio is 75.96%, the comprehensive solvency adequacy ratio is 137.83%, and the comprehensive risk rating is Grade B. It can be seen that the solvency of Ying Da Life has reached the passing line stipulated by the China Banking Regulatory Commission and is excellent. Don't worry! If you want to know what position the solvency of Ying Da Life Insurance Company occupies in the market, you can read this article: solvency ranking list of the most comprehensive insurance companies in 2022! Hope to adopt!
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