Why are large-scale projects of enterprises willing to raise funds by themselves instead of choosing bank loans?

In response to this objection, let's talk about some objective reasons, such as:

1. The amount of bank financing is limited (note: loan-to-deposit ratio requires the total amount of bank loans);

2. The bank approval procedure is complicated and takes a long time;

3. A single field or enterprise bank has a credit line;

4, the hidden cost of bank loans