Bank basic account refers to the account where depositors (enterprises) handle daily transfer settlement and cash receipt and payment. Cash expenditures such as wages and funds of enterprises can only be handled through basic deposit account. An enterprise can only open one basic deposit account, but it can open multiple general deposit accounts.
Bank deposit accounts are divided into basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts. Refers to the account where depositors handle daily transfer settlement and cash receipt and payment. The cash withdrawal of the depositor's salary, bonus, etc. can only be handled through this account. The following depositors can apply for opening a basic account.
Basic account opening process of the company
1. Choose a bank: First, the company needs to choose a suitable bank as the bank. Generally speaking, the four major state-owned banks (ICBC, ABC, CCB and BOC) are the ideal choice because of their strong strength and guaranteed reputation.
2. Appointment to open an account: After the company chooses the bank to open an account, it needs to contact the bank account manager to make an appointment to open an account. After the appointment, the bank will arrange someone to take pictures at home.
3. Preparation of account opening materials: The company needs to prepare the following account opening materials: the original and photocopy of the business license within the validity period after the annual inspection; Original and photocopy of the organization code certificate within the validity period after the annual inspection; Tax registration certificate (required by units and institutions engaged in production and business activities), including the original and photocopy of national tax and local tax.
4. Account opening: During the appointment, bring account opening materials to the bank counter to open an account. The bank will review the information provided by the company. After approval, the company needs to deposit a certain amount of funds in accordance with the regulations.
5. Obtain the bank account opening license: After the account opening is completed, the company needs to wait 3 to 1 week, and obtain the bank account opening license after the bank has passed the examination (it should be noted that the account opening license has been cancelled in China).
Refer to Baidu Encyclopedia-Basic Bank Account for the above contents.