If the house belongs to the joint property of husband and wife, both parties enjoy the same right to dispose of it, and neither party can claim rights on behalf of the other. Therefore, if you want to mortgage the property jointly owned by husband and wife, you must get the written consent of someone. Judging from the process of housing mortgage loan, it is difficult to successfully handle this business without the consent of any party. Specifically, the process of housing mortgage loan is as follows: first, the borrower needs to find an appraisal agency to evaluate the value of the property and obtain the real estate appraisal report issued by the appraisal agency. Secondly, both husband and wife were present to submit the above information and sign a real estate mortgage contract. Third, the borrower signs a loan contract with the bank. Fourth, the bank issues loans after approval. Finally, the borrower repays in installments or in one lump sum, cancels the mortgage of the house property and gets back the real estate license.
Two, the current corporate loans should be signed by both husband and wife.
Not necessary, if there are special exceptions.
Three, the current corporate loans should be signed by both husband and wife.
Not necessary, if there are special exceptions.
4. Does the loan of a limited liability company need the signature of the shareholder's spouse?
Limited liability company loans do not require the signature of shareholders' spouses. According to relevant information, the company loan does not need the signature of the shareholder's spouse. If the legal person only handles the loan business on behalf of the enterprise, it does not need the signature of the spouse, so the enterprise loan has nothing to do with the spouse. A limited liability company, referred to as a limited liability company for short, refers to an economic organization registered in accordance with the Regulations of the People's Republic of China on the Administration of Company Registration and established with the contribution of less than 50 shareholders. Each shareholder shall bear limited liability to the company to the extent of the subscribed capital contribution, and the company as a legal person shall bear full liability for the company's debts with all its assets. Limited liability companies include wholly state-owned companies and other limited liability companies.