With the approval of the China Banking Regulatory Commission, China Diancai's business includes: handling financial and financing consulting, credit certification and related consulting and agency business for member units; Assist member companies to realize the receipt and payment of transaction funds; Approved insurance agency business; Provide guarantee for member units; Handling entrusted loans and entrusted investments between member units; Handle bill acceptance and discount for member companies; Handle internal transfer settlement between member companies and corresponding settlement and liquidation plan design; Absorb deposits from member units; Handling loans and financial leasing for member units; Engage in interbank lending; Issuing financial company bonds upon approval; Underwriting corporate bonds of member units; Equity investment in financial institutions; Securities investment; Consumer credit, buyer's credit and financial leasing of products of member units.