First of all, no matter what form of online loan it is, everyone who has been in contact with it knows that if you want to get the corresponding loan through online loan, you need to fill in your real name, ID number, mobile phone number, work information and credit information of the authorized bank card to get the loan. This period does not include the platform forcing users to download their prescribed apps. As long as you use their app, you need to authorize at least 3-5 parts of mobile phone content during registration and use. These steps are to obtain users' personal information and privacy.
Some users think that these basic information may be authorized on many platforms, so it is useless for online lending platforms to obtain these information, but in fact, these information will be packaged and sold or used for dunning on online lending platforms.
First of all, we analyzed the information leakage of a packaged sales, but we filled in the corresponding information on the corresponding lending platform. Whether we borrow or not, our personal information will be packaged and sold to many online lending platforms, because we are already potential customers of these online lending platforms, and these online lending platforms can constantly bombard us by phone and text messages, making our lives unbearable.
Secondly, if our personal information is used for dunning, we may face some bad negative effects. We often see news of violent dunning on the Internet, including but not limited to being exposed to the address book by the online lending platform and sending dunning information to relatives and friends. These behaviors will directly affect our real-life social circle and our normal life. This kind of privacy leakage can be said to be fatal to us ordinary people.
Therefore, no matter what the situation, we must choose formal channels to work with funds, instead of believing in advertisements or some unreliable propaganda, and taking the road of online lending.