The annualized rate of return of Changjiang Pension in its prime, half-year and one-month period is 4.7%, 4. 177% and 4. 17% respectively. The investment period is 365 days, 180 days and 30 days in turn.
I think this is the biggest difference between the three products. You can choose the one that suits you according to the investment period.
According to the historical data, all three products of Changjiang Pension are paid at 100%, and there is no overdue or fund damage. If a friend is interested in personal old-age security management products, click View.
On Alipay, the Yangtze River Pension enjoys the same function in its heyday, with the Yangtze River Pension enjoying half a year and the Yangtze River Pension enjoying one month:
The threshold is the same: as long as you can buy three products for the aged in the Yangtze River within their respective release periods, you can buy one yuan from 1000.
The flexibility is the same: you can buy it at any time, and the interest is calculated according to T+ 1 Irrevocable after successful subscription; After maturity, the funds are mostly transferred to the balance of Yu 'ebao within 1 trading day, and the balance of Yu 'ebao is automatically purchased.
However, the purchase of Yu 'ebao may not be successful, and it is best to check it after it expires; If the due date falls on a weekend or holiday, the due date will be automatically postponed to the first working day after the holiday, and both weekends and holidays will be profitable.
T day refers to legal working days (except weekends and legal holidays), with 15:00 as the tangent point; T+ 1 is the day after the legal working day.
Handling fee: there is no subscription or redemption fee for the Yangtze River pension in its heyday, for the Yangtze River pension for half a year and for the Yangtze River pension for one month.
The trend of yield is similar: click on the seven-day annualized yield of three products in the past month, and you can find that they are very similar; The seven-day annualized rate of return of the Yangtze River pension for half a year and the Yangtze River pension for nearly three months is also very similar.
The investment scope is similar: Yangtze River pension enjoys a prime year, Yangtze River pension enjoys a half year, and Yangtze River pension enjoys monthly insurance, mainly investing in liquid assets, fixed income assets, real estate assets and other financial assets; You are not allowed to buy equity assets such as stocks and warrants from the secondary market, and you are not allowed to participate in the subscription of new shares in the primary market.
If a friend wants to see the specific investment scope, take the Yangtze River pension for half a year as an example, click "View Details" in the position in the figure, and then select "Portfolio Instruction" or "Subscription Instruction" at the bottom to see the specific investment scope.